Accidents involving horses are surprisingly common – over 3000 a year, according to the British Horse Society. So what should you do if you’re unfortunate enough to be involved in accident with a horse, either as a rider, pedestrian or motorist?
1. Inform the emergency services
The police must be notified of any accident on the road or on a public footpath which causes severe injury. Of course, if the injury is severe enough, you will also need to call an ambulance. For your own safety and for the safety of other people, call the police and an ambulance as soon as possible.
2. Get evidence
Whether or not the police attend, you will need evidence to support any claim for injury compensation that you need to make. Take photographs of the scene of the accident, the extent of any injuries to yourself or the horse, and photographs of damage to property or motor vehicles. If the accident involved a car, make sure you get its registration details.
3. Speak to witnesses
Witness testimony is also vital. Make sure you get the name and contact details of anybody who witnessed the accident, and ensure that they are happy to give their testimony. Good, independent witness accounts can make all the difference when it comes to making a successful injury claim.
4. Speak to the other party
Although it may be the last thing you feel like doing, its imperative that you speak to the other party involved in the accident. Get their contact details, along with details of their horse or car insurance. If you can remember to do this out at the time of the accident, you’ll have a much easier time of it later on.
Like car accidents, most horse riding accidents can be sorted out quite satisfactorily through insurance companies and acci and accident lawyers [if a personal injury is involved] , provided you remain calm and take the necessary steps at the time.
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